How To Save Money For A New Car

New Car Savings - Terry, MS

Buying a new car, truck, or SUV can be an exciting and rewarding experience, but it can also be stressful if you are working with a tight budget. Here are a few money-saving tips to help you out when buying a new car:

  • Pay cash: If you are able to pay in cash and avoid financing altogether, you should do so. That will remove all interest you would end up paying over the life of the loan, and it means you won’t have monthly payments. If a brand new car is out of your price range when it comes to paying cash upfront, consider some of our other tips.
  • Improve your credit score: Don’t buy if your credit score is in poor shape. Spend a half a year to a year improving it by lowering your credit utilization, diversifying your credit portfolio, and paying all bills on time, if not early. If you are still struggling with a poor credit score, ask a trusted family member to be a cosigner to reduce your interest rate.
  • Wait for a sale: Skinners Chevrolet Buick GMC runs multiple sales throughout the year. Follow us on social media to see when we are having huge sales on various models.
  • Pick the base trim: Features like leather seats, a premium sound system, and an upgraded infotainment system are nice, but if they are making the cost of a vehicle too prohibitive, consider going with the more affordable base model of the car you’re looking at.
  • Choose an economy model: The Chevrolet Buick GMC lineup offers a number of economical options, which are more budget-friendly than large SUVs and pickup trucks. Consider one of these models if you are worried about high monthly payments.
  • Consider CPO: Certified pre-owned cars aren’t technically new, so they are priced more affordably, yet they come with many new car perks.
  • Talk with the dealership: Many dealerships, including Skinners, can offer you advantageous rates if you finance your vehicle directly through them. You can take advantage of special offers, and we will help you find a quality vehicle even if your credit score is less than ideal.

The process of buying a vehicle should be simple, fun, and worry-free. All of us here at Skinners Chevrolet Buick GMC want to give you that experience, so when you’re ready for your next car, stop by and let us help you with whatever you need, every step of the way.

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Check Out the Great Capabilities of the 2019 Equinox

2019 Equinox - Terry, MS

If you are shopping for a new family SUV, we have a great recommendation: the 2019 Chevrolet Equinox. This vehicle may seem small from the outside, but hop behind the wheel and you will discover how versatile it really is.  

For starters, the Equinox is available in three engine options, including a 1.5-liter turbo, a 2.0-liter turbo and a 1.6-liter diesel. With these options, you can choose whether you want more power (up to 252 horsepower) or more efficiency (up to 39 mpg on the highway*). When properly equipped, the Equinox can even tow up to 3,500 pounds.

Inside, the Equinox comes with comfortable, spacious seating for up to five passengers. Behind the second row, it sports 29.9 cubic feet of cargo space. Fold down the back seats and space grows to 63.9 cubic feet. This should be plenty of room to haul all the equipment for your next DIY project.

The Equinox also keeps you connected and in control. It comes with a long list of standard tech features like Teen Driver, OnStar® with 4G LTE Wi-Fi®, Apple CarPlay® and Android Auto™, and a 7-inch touch-screen infotainment display.

If you want to get to know the 2019 Chevrolet Equinox a little better, head over to Skinners Chevrolet Buick GMC and take one out for a spin.

 

*EPA mileage estimate. Actual mileage may vary.

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Get to Know the Skinners Service Department

Service Department - Terry, MS

Here at Skinners Chevrolet Buick GMC, we love to sell cars. However, we also love to fix them and ensure our customers are safe and stylish in their rides. If your car is in need of service, whether you bought it from us or not, we are here to help. At the Skinners Service Department, we want to give your car the expert service it deserves.

 

Service Specials

 

We know how expensive it can be to repair your car. That is why we frequently offer money saving service specials for different types of service like oil changes, brake pad replacements, tire rotations, and batteries.

 

Certified Service

 

All of our service technicians have been factory-trained to know everything about General Motors vehicles. They have to go through years of training and pass rigorous tests before they can become certified.

 

Genuine GM Parts

 

If we have to replace a part on your Chevrolet, Buick, or GMC vehicle, we will use Genuine GM Parts. These parts are expertly crafted to fit and work exactly like the original factory part. These parts are also backed by a warranty. Many parts come with a 24-month/Unlimited Mileage warranty, while others offer a Limited Lifetime Warranty. If a replaced part fails within that time period, you won’t have to pay for the part again.

 

Visit our Service Department or give us a call at (601) 308-4194 if you have any additional questions.

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Three Easy Ways to Make the Most of Your Commute

Commute - Terry, MS

Does your drive to work feel more like a drag? These ideas will make the most of your commute while you’re behind the wheel.

 

Listen to classical literature audiobooks

You don’t need your eyes to read. You can absorb classic novels by listening to audiobooks, from “Pride and Prejudice” to “Paradise Lost.” Many pieces of literature are available via free downloadable apps on smartphone devices. Entertain yourself during your drive, and become “well-read” for that next dinner party you attend.

 

Practice your breathing

We don’t always think about our breathing. Can you remember when you intentionally took deep, lung-filling breaths? Try this in traffic, and it will decrease your stress level. This practice sets you up for success in the morning by establishing a relaxed, focused mindset to take on the work day challenges.

 

Learn a language

Many foreign language podcasts are available for download on your smartphone device. These mini-radio programs allow you to listen at your leisure. Choose a language that peaks your interest while you commute to work.

 

Stop by Skinners Chevrolet Buick GMC in Terry, MS, during our operating hours, if you need us to translate a strange sound your car is making. We will be more than happy to help you.

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Tips for Saving Money for Your New Car

Saving Money - Terry, MS

Like buying a new house, a car purchase is one of the most expensive finances you can make in your lifetime. Before you buy, you can better prepare yourself for your down payment by following a few tips for saving money for your new car.

 

Remember to budget. One of the easiest ways to save money for a new car is to monitor your monthly expenses and cut down on your spending. Cutting out one slightly expensive cost that isn’t necessary for your day-to-day life can benefit you in the long run. For instance, if you buy your lunch at work, consider packing your lunch for the next few months. That will save you a decent amount of money.

 

Get a good savings account. Find a savings account that offers you a solid interest rate that will earn you money as it sits. Contact your local bank to find out which account might be best for your needs.

 

Be patient. The longer you wait, the more money you will have to give for your down payment. Unless it’s absolutely necessary to purchase a car now, take your time and save as much money as possible.

 

When it comes to time to buy, browse our new car inventory at Skinners Chevrolet Buick GMC.

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